AGI Benefits :: Additional Workplace Benefits

June 4, 2005

According to the American Cancer Society, in the United States, the risk of developing cancer in men is 1 in 2 and for women the risk is 1 in 3. Most people personally know friends or family members that have had cancer.

The cost of cancer, to Americans, is more than $172 billion annually, but only 35% of this is covered by regular health insurance. The remaining 65% of the expenses are indirect costs which include loss of wages, deductibles or coinsurance, travel for treatment, child care, and more. The financial strains of these added expenses may prevent a patient from seeking the care needed.

This totally employee-paid program puts this much-needed financial protection in the hands of every employee. The risk of cancer is real, but this will allow your employees and their families to have the peace of mind protection needed should cancer strike. Plans are available for individuals, one parent or two parent families and can be designed to meet the needs of your group.

Features that can be included in most plans are:

Initial Diagnosis Benefit - Pays a lump sum upon diagnosis

Cancer Screening / Wellness Benefit

Inpatient Benefits

Outpatient Benefits

Surgical Benefits

Treatment Benefits

Prosthesis Benefit

Transportation/Lodging Benefits

Extended Care Benefits

Portable - So they can keep their coverage if they ever leave the group

Waiver of Premium Benefit

Guaranteed Renewable

The indirect costs of cancer can weigh heavily on cancer victims and their families. Such costs may be financially debilitating. Cancer insurance is an affordable way to ease the financial obligations that may result from the treatment of cancer.

Give your employees the opportunity to obtain this valuable protection for themselves and their families. Let AGI help you pick the right plan for your group.