Short Term and Long Term Disability Insurance are crucial components of a well-rounded benefit plan, because most employees' greatest asset is their ability to produce an income. Everyone who needs their current income to maintain their lifestyle should have disability insurance.

AGI has tremendous negotiating power with several of the leading Disability Insurance carriers in the country. We are confident in our ability to assemble the most competitive Disability Insurance program available in the marketplace today.

Plan design options include true group, voluntary, or core/buy-up (employer pays for base plan and the employees have the option to purchase additional insurance to desired levels).

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Advantages to Employers

Disability Statistics

Special Note to Healthcare Organizations