AGI Benefits :: Long Term Disability

June 4, 2005

LTD benefits are typically paid after an insured person has experienced a disabling event and has not been able to perform the material duties of their profession for a certain period of time (usually 90 to 180 days).

Your group may be able to significantly improve the rates and provisions of your Long Term Disability (LTD) insurance programs by reviewing the exceptional programs and possibilities now available to you in the marketplace. We have arrangements with leading insurance companies featuring:

"Own-Occupation" that can include "Specialty Specific" definitions of disability to age 65

Guaranteed Issue benefits up to $15,000 per month

Revenue Protector - pays an additional amount (up to 50% of the disability benefit) directly to you,the employer, to offset costs incurred when an employee becomes disabled

Highly competitive rates for medical group practices

Multi-Year Rate Guarantees of 2 and sometimes 3 years

Outstanding personalized administrative services

Assisted Living Benefit up to 80% due to the loss of Activities of Daily Living (ADL's) for the
duration of the LTD claim