June 4, 2005
Universal life insurance is a less rigid version of whole life insurance. A universal policy allows the holder to adjust his or her premium payments and death benefit over the life of the policy. The cash value portion of a universal life insurance policy will also reflect any increase or decrease in premiums payments.

Universal Life is usually a very popular benefit to offer. AGI offers a Universal life plan with many advantages such as:

Flexible Benefits - the freedom to adjust as needs change

Affordable Rates - Competitive premiums that can start as low as $3 per week

Family Coverage - Spouse, children, and grandchildren are eligible regardless of employee participation

Competitive Interest Rates - building income on a tax deferred basis

Convenient Payroll Deduction

Portable at same group premium rate

Accelerated Death Benefit

Waiver of Premium

EZ Value Plan Options - automatically increases coverage annually without additional underwriting

Additional Riders Available - Benefit Restoration, Accidental Death, Home Health & Long Term Care



Call AGI at 1-800-942-0320 for a no-obligation rate quote for your group.

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